Planning for the Future: For People of All Ages

Every year, many of us resolve to do some legal and financial planning—this is true regardless of your age or health status. Here are some things to consider when planning the future: Update Your Estate Plan: You need a Durable Power of Attorney for financial decisions and a Power of Attorney for healthcare decisions. You should also consider whether you want to sign a Living Will and Testament or Revocable Living Trust, detailing how you want your assets to pass at your death. An estate […]

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Long Term Care Insurance – Is it Right for You?

Long term care insurance (LTC insurance), unlike most health insurance plans, pays for the cost of your care when you need permanent help with activities of daily living (bathing, dressing, eating, etc.). Depending on the LTC policy, covered services may include nursing home care, personal care at home, assisted living facilities and/or adult day care. While some insurance plans, including Medicare and Medigap, may pay for a limited number of days in a nursing home or short term health care services at home, they have […]

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